Your Borrowing Power

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Your Finances

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Annual Household Income i

$120,000

$30k$500k

Monthly Debt Payments i

$800

$0$5,000

Down Payment

$60,000

$5k$300k

Interest Rate i

6.8%

3%12%

Loan Term

Estimated Borrowing Power

$485,200

maximum loan amount

Healthy DTI ratio

Total Home Price $545,200

Monthly Payment (P&I) $3,185/mo

Back-end DTI 31.8%

Front-end DTI 31.8%

Affordability Rating Comfortable

ConservativeModerateStretched

Payment Breakdown

Principal & Interest $3,185

Est. Property Tax $568

Est. Home Insurance $150

Total Est. Monthly $3,903