Which Mortgage is Right for You?
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
Purchase Loans
A purchase loan is a mortgage in which you generate a new loan to buy a home from a seller. This mortgage will come with both a down payment and closing costs.
Fixed (Conventional) Mortgage
A traditional fixed-rate mortgage provides consistent payments with a down payment of 3–5% (or 20% to eliminate PMI).
FHA Loan
Ideal for purchasers with weaker credit or minimal savings, featuring adaptable criteria favored by those entering the housing market for the first time.
VA Loan
A mortgage option with no down payment available for qualifying veterans, service members, and surviving spouses, plus no PMI required.
Rehab Loan
Factor in renovation expenses when applying for your loan.
USDA Loan
Buy a house with zero down payment in select urban and suburban regions.
Jumbo Loan
Jumbo loans offer the highest flexibility for funding larger residential acquisitions.
First Time Home Buyer
Well-liked loan options for individuals purchasing a home for the first time.
Low Down Payment Options
Explore options that may make you a home owner with a low down payment.
Investment Property
Mortgage loan programs for vacation and investment properties.
Bank Statement Mortgage
Mortgage solutions for self-employed persons.
Investor Cash Flow
Real estate investors can expand their portfolios more quickly.
1099 Income Loan
Mortgage Solutions for self-employed borrower.
Asset Qualifier
Ideal for those with considerable wealth and significant assets.